Wireless Credit Card Processing

Mobile Credit Card Processing

Society has acquired a new mind set that things should be done instantly. As this mind set continues to grow, the demand for accessibility and instant satisfaction grows as well. Instead of using carbon machines to pay for items, more people are using telephones and computers. Everything is faster in today's world. A wireless transaction will take 2.5 seconds of a consumer's time, as compared to 12-20 seconds for dial-up terminals.

Accept credit cards anywhere, anytime with a wireless merchant account. Whether you have a service business that works at your customer's location, or if you take your retail business on the road, wireless processing is an easy and cost-effective way to accept credit cards wherever your customers happen to be.

Mobile Commerce (m-commerce) isn't a new way of processing credit and debit cards. The acceptance method has been around for a few years, but it is just now really starting to make a large impact on how we do business away from our offices.

M-commerce first started with the use of wireless POS (Point Of Sale) swipe terminals and has since then made its way into cellular phones and PDAs (Personal Digital Assistants). Wireless POS swipe terminals are much more expensive (usually around $700 and up) then regular "wired" terminals which require you to be nearby a phone jack and electrical outlet in order to operate. As a result, this has caused many people to find alternative ways to process transactions while their "on the road”—at least until now.

Cellular phones and PDAs have largely grown in popularity and as a result manufacturers have made significant improvements and added features to attract even more consumers and meet current owners demands. One of those features is wireless transaction processing. Imagine being able to process credit card and debit card transactions wirelessly within seconds at tradeshows, business seminars, house calls, etc.

Mobile Credit Card Processing

Before m-commerce solutions became available, collecting funds for orders done "on the road" required people to either pay by cash, check, or write down their credit card information so you could process the transaction later back at your office. The fact is, cash and checks can get lost and credit card information, if not put in a secure place, can get into the wrong hands between the time the information was taken down and the customers card was charged. m-commerce solutions have taken a lot of the hassles out of doing business "on the run."

Improved cash flow

Secure credit and debit card authorizations within a matter of seconds

Reduced instances of credit card fraud and charge backs

Ability to conduct business where phone line connections don't exist